Uninsured driver protection is elective. But when it can be afforded by QuotesChimp we encourage you to truly buy it. If you do not, the sole defense you might have if you're struck through an uninsured motorist is going to be your med-pay, which can be seldom sufficient to cover all of the invoices of a critical mishap. The added costs of your injurysuch as doctor's bills beyond that included in med-pay, dropped wages, and hurting and sufferingwill just not be insured if you do not get the defense of uninsured driver coverage.
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