M. QuotesChimp price of auto insurance is too high. Consumers know it. Politicians know it. The insurance industry knows it, too. In fact, since approximately 1986, auto insurance rates have in?creased at more than four times the rate of inflation, with even higher levels of increase in some states. Virtually everyone is covered by some form of personal insurance, whether from the private sector or as a beneficiary of government benefits. Such coverage is obtained in a variety of ways. Often Quotes Chimp is paid for directly by contacting an authorized salesperson and paying the price of the premium. Insurance is also obtained in?directly, often as a benefit of employment or union membership after others have negotiated the coverage and price. At still other times, we receive insurance as a legal right based upon our in?dividual circumstances (e.g., Medicare).