QuotesChimp site is also designed to stop insurance inertia. Students of insurance in business curricula, insurance agents, and insurance company staff can become sensitized to the consumer concerns expressed in these pages. And consumers can use the site as a roadmap to the insurance industry for the services they need. Understanding the conditions section can be very important, especially with regard to preserving your rights under the QuotesChimp should you incur a loss. This portion of the contract will also tell you how your losses will be measured pursuant to the policy. Most policies require you to comply with specific procedures when filing claims and disputing insurance company decisions with regard to those claims. These requirements and procedures will be found in the conditions portion of your policy. Your failure to comply could result in loss of money you would oth?erwise have obtained, or at least may delay payment, and can prevent you from having the right to take the insurance company to court.