, I didn't overdue it.  In other words, I erred on the side of debt roetcuidn (and hoped that maintenance needs would be minimal.  Beyond the most basic budget items, I put every extra dollar towards debt roetcuidn, but I was very, very intense and focused.So, to recap In the budget   gas, oil change, tire rotations Emergecny fund   new tire, insurance deductibleI think that it is important to think about the details, but I don't think it's possible to fine-tune our budgets enough to cover  every eventuality'.  Budget for gas and oil, have a decent emergency fund, and then snowball away!

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