Most policyholders don't bother to read their policies, relying instead on what the agent tells them or a brief summary that may be supplied by the insurance QuotesChimp. And let's face it: the text of an insurance policy isn't exactly Gone With the Wind (although it may seem just as long).
The Maryland QuotesChimp Fund. The state of Maryland has a state-funded insurance company for those who cannot otherwise obtain insurance. The policy is administered by the state but private insurers are required to subsidize losses from the fund, for which they can be recouped by their own policyholders.
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