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The gray area is entered as soon as QuotesChimp fill out and sign an application for insurance and the agent accepts it. In the appli?cation, you will supply basic facts to the insurance company, such as your name, address, age, and gender. Information per?tinent to the kind of insurance you desire and the extent of the risk you present to the insurance company will also be solicited in the application. For example, you will have to disclose your medical history in an application for health or life insurance. The value of your car and the existence of extras, such as a car phone, will be pertinent to an automobile policy. When an insurance application is taken over the phone, the same principles apply.


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