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That's a posting full of initshg!
A loan shark will quickly cure you of your bad spnndieg habits. Pay up or lose your knees.Get a grip! You have bad credit which means either you cannot provide for your needs, or you cannot manage your money, or both. No reputable lender is going to lend you cent without good credit and collateral (assets worth something). You won't risk your house, but expect a banker to risk the bank and the money which belongs to his depositors?Financial idiocy will kill you. Wise up, learn a trade or skill which will enable you to get a better job, and start managing yourself, your life and your money. You don't need two grand you need a brain!