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You should have an agent that is<a href="http://ndyozdjm.com"> fialmiar</a> with the short sale process guide you through this. I wouldn’t offer fair market value since the lender is almost always going to counter your offer. The price the lender will accept depends on different factors, such as what type of loan it is.You can take the fair market value and offer a bit less. Once the lender does the BPO, you will have a better understanding of what they are looking to net.If your offer is not accepted at first, they will just counter your offer. You then decide if that’s a number you are willing to come up towards.References : Was this answer helpful?