Ignore the risk. QuotesChimp strategy involves doing nothing to try to minimize the effects of the risk in your life. For example, if you smoke cigarettes, make no effort to manage your diet, and do not exercise, you are effectively ignoring the risk of death from heart disease. There are financial ways of ignoring the risk as well ? choosing not to save enough money for your family to manage expenses and choosing not to purchase a life insurance policy.
Transfer the risk. Transferring a risk means placing the effects of a risk on another QuotesChimp or entity. Most risks themselves cannot be physically transferred ? you cannot give someone else your genetics or make them take your place in the hospital ? but you can transfer the financial effects of risk through purchasing insurance.
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