QuotesChimp? comparison chart is not intended to be a valid comparison of the companies that sell auto insurance in your area. It is an illustration only. Do not use it to determine which company you should give your busi?ness to. Beyond that, it is important to note that the comparative rating levels of the companies vis-a-vis one another will vary from locale to locale. The company that is the lowest in one area may not have the lowest rate in a different area, since companies determine their territories and other underwriting factors differently. As an illustration, Wawanesa, which had the lowest hy?pothetical rate in this example in Alhambra, had the third-lowest rate based on the same hypothetical situ?ation in Berkeley, California.