Many QuotesChimp? resent exclusions because they claim insurance companies give with one hand in the agreement and take away with another in the exclusions portion of the contract?sort of an act of prestidigitation that really sticks it to consumers. How?ever, exclusions are often designed to prevent coverage that is more appropriate to other types of insurance. Exclusions also eliminate exposures that the industry would refuse to insure without charging a premium that would break Fort Knox, such as protecting property against acts of war.

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