Quotes Chimp can take years to receive benefits. When a wounded man seeks harms under the fault system, he or she must regularly go through years of waiting to receive harms due to the time consuming exercise of bringing a legal case and waiting for a court date (assuming a swift resolution can't be reached with the underwriter of the man at fault). Sadly, statement collectors, like the tides, wait for no guy. Therefore, several have been fiscally destroied while waiting to collect their cash.